THE MANAGEMENT COMMERCIAL RISK AND RATE OF RETURN IN ISLAMIC BANKING

Yousra EL HAJEL, Abdenbi EL MARZOUKI, Hassane Zouiri

Abstract



Islamic banks works according to a certain ethic. Islamic banks are exposed to risks that are different from conventional banks due to the constraints they impose on themselves and the specific nature of their management methods. To address these risks, they must develop appropriate risk management methods. Thus, the purpose of this paper is to analyze these specific risk management methods within Islamic banks. First of all, it is necessary to identify the main risks, then to treat the modalities of application of the Basel agreements to Islamic banks, and finally to analyze the management approach of these risks through example of "Al Baraka Bank" in its management of traded commercial risk and the rate of return risk.



Keywords


Risk Management, Traded commercial risk, Rate of return risk, bank islamic, Al baraka bank

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